RLRetirementLeverage
Market Timing Risk

Could Market Timing Affect Your Early Retirement?

See how a downturn in the first years of retirement could change how long your savings last — with the same withdrawals and the same long-run average return.

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Timeline

When does retirement start, and how long should the plan last?

Sequence risk is about the first few years after withdrawals begin, so the start date matters most.

How long the money needs to last. Many planners use 90 or later.

Early-loss path—Details