Legacy Protection Calculator
Evaluate strategies to maximize wealth transferred to beneficiaries while securing lifetime income.
Scenario Parameters
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How to Secure Your Future Without Sacrificing Your Legacy…
It’s not just about what you leave behind —
it’s about ensuring you don’t run out while you’re here.
The "Legacy Risk"
Most retirees face a difficult choice: spend their assets for income or preserve them for their heirs.
When drawing income solely from a traditional portfolio, market downturns combined with regular withdrawals can rapidly deplete your assets—leaving less, or nothing, for your beneficiaries.
This creates "Legacy Risk" where your lifetime security and your heirs' inheritance are at odds.
What This Analysis Reveals
- The vulnerability of your legacy to current withdrawal rates
- How guaranteed income can protect your remaining liquid assets
- The difference between a traditional and protected legacy
- Strategies to maximize wealth transfer to your beneficiaries
Why This Matters
Your legacy is the culmination of your life's work. By securing a portion of your income with an annuity, you reduce the pressure on your investment portfolio. This allows your remaining assets to grow more freely and pass to your heirs with greater certainty.
After completing this analysis, you will see:
- Your Legacy Value Over Time Chart
- A Comparison of Traditional vs Protected Outcomes
- Your Projected Annuity Income Benefit
- Strategic Insights on Wealth Preservation
Market volatility can impact a legacy faster than most people realize. You’re analyzing your protection strategy now — ensuring your life’s work is preserved for the next generation.